The stock market is one of the most common ways for people to save for retirement. Over the long term, the stock market generally provides a solid return for people who are willing to think about their finances many years down the road. However, there are a lot of people who have lost money in the stock market this year. James Dondero is a person who has a lot of experience in the stock market as far as investing goes. He has been able to help a lot of people with their retirement through the years. To start off the year, the stock market has not been doing well at all. Anyone looking for high returns is going to have trouble doing so. Here are some things to remember about the stock market in 2016.

Rate of Return

The rate of return is the most important metric in the stock market. Over the long term, investors hope to have a high rate of return. This will affect how much money they build up over time. If you are someone who is interested in investing, there are a lot of different ways that you can do so in the market today. Always work on trying to increase your rate of return. There are many people who are not able to do so because of the direction of the market. James Dondero, CEO of Highland Capital Management, is a great resource of information for anyone who is looking to learn more about the market overall. Not only does he have a lot of experience in the market, but he has been there for many people as they try to increase their rate of return. You can see Jim and his team ring the NYSE Closing Bell below.

Oil Prices

One of the biggest reasons that the current stock market is in decline is the price of oil. Although there has been a recent bounce in the price of oil, there are a lot of people who doubt how long it will last. There are many people who are interested in buying up oil companies. Although this sounds like a good idea, there is going to be a lot of short term volatility for people who are willing to get through it. Always think long term when it comes to investing in stocks. There are a lot of people who have been able to increase their overall investing returns by buying companies when the market is down.

This article recappedĀ http://www.cnbc.com/2016/01/22/us-markets.html